- Cash Flow Analysis
- Debt Management and Budgeting
- Insurance & Risk Management Planning
- Private and College Education
- Investment Management
- Tax Planning
- Retirement Planning
- Estate Planning
Sea Clear Financial Planning, LLC is an independent Fee-Only financial planning and investment management firm located in Sea Girt, NJ. The firm specializes in creating comprehensive financial plans for individual professionals, couples and families throughout Monmouth and Ocean County; Sea Girt, Spring Lake, Manasquan, Point Pleasant, Wall, Brick, and the surrounding areas. Our comprehensive wealth management approach involves discovering client's goals and then incorporating them into six areas of financial planning; cash flow analysis, insurance planning, education planning, investment management, retirement planning and estate planning.
Kelly Trageser is the Principal of Sea Clear Financial Planning, LLC. She is a CERTIFIED FINANCIAL PLANNER™ professional and has an MBA in Finance. She has over 20 years of experience in the financial services industry. Mrs. Trageser is a NAPFA-Registered Fee-Only Financial Advisor.
Founded in 1983, the National Association of Personal Financial Advisors is the nation's leading organization of Fee-Only comprehensive financial planners. NAPFA registered advisors must meet the most rigorous continuing education requirements, even beyond what the CFP board requires, and are held to the highest industry standards. Mrs. Trageser has chosen to be a NAPFA planner because NAPFA's core values are as follows: competency, comprehensive financial planning, objective Fee-Only compensation, a client-centered fiduciary relationship, and complete disclosure of fees.
Prior to starting Sea Clear Financial Planning, LLC , Mrs. Trageser worked as an Associate Financial Planner with Aznar Financial Advisors, LLC, in Morris Plains, NJ. She assisted in the development and maintenance of comprehensive financial plans for medium and high net worth clients. Her planning tasks involved all phases of comprehensive financial planning; cash flow analysis, risk management planning, income tax planning, investment planning, education planning, retirement planning and estate planning.
From October 2001 to May 2008 Mrs. Trageser held the position of Senior Credit Analyst for GE Capital Solutions in Matawan, NJ. In that capacity she worked with small businesses, analyzing personal and corporate financial statements. She prepared written recommendations on the credit worthiness of clients and monitored their ongoing financial positions.
Mrs. Trageser holds a degree in Economics from Bucknell University in Lewisburg, Pennsylvania. In 1998, she earned a Masters of Business Administration degree, with a major in Finance from the Lubin School of Business at Pace University in New York. After completing an eighteenth month program, she earned a Certificate in Financial Planning from Fairleigh Dickinson University in Madison, New Jersey and received authorization to use the CFP® marks of distinction in October of 2011.