- Cash Flow Analysis
- Debt Management and Budgeting
- Insurance & Risk Management Planning
- Private and College Education
- Investment Management
- Tax Planning
- Retirement Planning
- Estate Planning
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At Sea Clear Financial Planning, LLC our mission is to provide Fee-Only comprehensive financial planning and investment management services that will inspire, organize, educate, and motivate clients to reach their life long goals and aspirations. As a trusted financial advisor, we will see to it that the lives of our clients are more secure today, than the day they walked into our office. We promise to guide our clients on the path to financial well being using the Code of Ethics we stand by: Integrity, Objectivity, Competence, Fairness, Confidentiality, Professionalism and Diligence.
Our practice focuses on developing life long relationships built on trust, expertise and the highest level of client service. To fulfill this mission, we are committed to:
•Giving advice that is always in our client's best interest
•Improving the financial well being of our clients through Fee-Only comprehensive financial planning and investment management
•Educating and organizing our clients so they make wise informed financial decisions
•Making our client's feel comfortable and respected
•Continually pursuing excellence at all levels through continuing education
The Sea Clear Advantage
Selecting the right professional to share your most intimate financial information starts with making good decisions. You have made the first and most important decision in selecting the right financial professional. At Sea Clear Financial Planning, our clients can count on below:
A CODE OF ETHICS
The CFP Board adopted the Code of Ethics to establish the highest principles and standards. These Principles are general statements expressing the ethical and professional ideals certificants and registrants are expected to display in their professional activities. We follow the Code of Ethics: Integrity, Objectivity, Competence, Fairness, Confidentiality, Professionalism, and Diligence.
THE CFP® CERTIFICATION
The CFP® certification is the recognized standard of excellence for personal financial planning. Only those who have fulfilled the certification and renewal requirements of the CFP Board can display the CFP® certification marks. When selecting a CERTIFIED FINANCIAL PLANNER™ profesional, you need to feel confident that the person you choose to help you plan for your future is competent and ethical. The CFP® certification provides that sense of security by allowing only those individuals who meet stringent Education, Examination, Experience, and Ethics requirements the right to use the CFP® certification marks. Kelly L. Trageser is a CFP® professional.
A FEE-ONLY NAPFA REGISTERED ADVISOR
We are Fee-Only. This indicates we are compensated solely by ways of fees paid by our clients. We do not sell any products or receive any commissions or compensation from third parties. This eliminates any conflict of interest. Our recommendations are completely impartial and unbiased. We are a NAPFA Registered Advisor. Founded in 1983, the National Association of Personal Financial Advisors is the nation's leading organization of Fee-Only comprehensive financial planners. NAPFA registered advisors sign a Fiduciary Oath that puts client's interests above all others. NAPFA registered advisors must meet the most rigorous continuing education requirements in the industry.
COMPREHENSIVE FINANCIAL PLANNING
At Sea Clear Financial Planning, LLC we do comprehensive financial planning. This is a holistic process that focuses on increasing your sense of financial well-being. It starts with the premise that a client’s most essential goals in life should be discovered and incorporated into a comprehensive financial plan. Our comprehensive financial plans include: establishing clearly defined goals and objectives, a thorough review of our client’s cash flow, insurance planning, investment planning, retirement planning, estate planning and education planning. Additionally, as part of our integrative approach we have aligned ourselves with estate planning attorneys, accountants, insurance specialists, and investment managers. By integrating “the best of the best” with our comprehensive financial planning services we are able to provide our clients with a distinguished level of excellence.